Beef tips: I need to be educated

What exactly are beef tips? I've seen recipes that describe them as "Stew beef" and at other times as "sirloin tips". Meat is not my forte, but I want to learn.
I'm also looking for some really delicious recipes that features a beef-filet-type meat - tender and melt-in-your-mouth -without mortgaging the house to buy the whole filet. Can beef tips be what will fill the bill?

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